Just text your expenses. "500rs food" or "uber 220 to office" — AI parses, categorises, and saves it instantly. Then builds your money personality, tracks purchase regrets, and models your wealth trajectory.
Most finance apps track your money. Purely Finance understands it — and understands you. It goes beyond budgets to reveal the psychology behind every purchase.
Send a WhatsApp message and it's done. "500rs food", "uber 220 to office", "got salary 85000" — AI reads the amount, detects the category (Food, Transport, Salary...), and saves it to your dashboard in seconds. No app to open. No form. Just chat.
AI analyses your actual transaction patterns to assign your financial archetype — Guardian, Achiever, Explorer, or Architect — with a personalised deep-dive into your spending psychology.
Large purchases auto-queue for a 7-day check-in. Rate your satisfaction. Over time, the app builds a regret heatmap showing exactly which spending habits consistently disappoint you.
Computes your Savings Discipline, Investment Rate, Expense Control, and Wealth Momentum scores — then models three wealth scenarios across 7 years so you can see the real cost of your choices.
Tag what triggered each purchase — stress, boredom, social pressure, genuine need. Over time the AI identifies your spending triggers with surprising accuracy.
Ask anything about your money — "Am I spending more on food than last month?", "What's my biggest regret category?" — and get instant, personalised answers from your own data.
Link your WhatsApp to Purely Finance in one click. No complex setup, no integrations to configure.
Text your expenses naturally. "Coffee ₹180 this morning" or "grabbed groceries ₹2,400". AI handles the rest.
Within days, your money personality, spending patterns, and behavioural triggers start taking shape automatically.
Use the regret tracker, scenario models, and AI insights to gradually shift toward spending that actually reflects your values.
Cancel anytime. Beta users lock in 40% off for life — forever, not just the first year.
Core tracking for individuals getting started with AI-powered finance.
For people serious about understanding the psychology of their spending.
Full AI intelligence, multi-device sync, and priority access to new features.
Join the first users who are building a real understanding of their money — not just tracking numbers, but understanding the person spending them.